Bad Credit No Credit Car Truck Loans
WE SAY YES even if you:
- have bad credit or no credit – we can help!
- had a bankruptcy or consumer proposal- we say yes!
- are new to Canada – welcome to Canada!
- are self-employed – no problem!
- out-of-town - we deliver! *
The Car Lot etc MAKES IT EASY to buy your next vehicle
Not Sure if You'll Get Approved
with Bad Credit?
We say YES! Guaranteed! We want to get you in your next vehicle this week.
We have approved 1000's in Ontario this month!
- Bad Credit? No Credit? – We Say YES!
- Low Monthly Payments.
- Best Interest Rates.
- Car Proof Reports Provided.
- Out-of-Town? We Deliver *
- Full-Coverage Warranties Available.
- 100% Risk Free. We Keep it Simple!

Jordan Moody
The Car Lot etc has a professional team and large selection. I don't have good credit but they got me in a car and kept it simple.
Mike Mallette
I bought 2 trucks from them, and my wife bought her first car. Every they went the extra steps to give us a good deal. They did an amazing, job answered all our questions and went beyond to make sure Nat would be happy.Mike Mallette
Tanya Simpson
I just purchased my 4th vehicle here and I will never go anywhere else. Warm and welcoming atmosphere and amazing customer service. Popcorn and Slushies for the kids - that's amazing. Want a purchase that is right for you and is affordable?! Go to The Car Lot!!!!!Tanya Simpson
Travis Watkins
I have been dealing with The Car Lot etc for over 10 years now, purchased several vehicles. They DO keep there word and guarantee and stand by what they offer, and that is appreciation, dedication, commitment, satisfactory, gratitude, and offer much more, they aren't a one time sales team, they make you feel like family!Travis Watkins
Amanda Vaughn
The Car Lot really impressed me and surpassed my expectations this week. Such amazing, quick and efficient service got me and my family driving in our new vehicle in 2 days. The process was so smooth and didn't waste our time. We got what we wanted and then so much more, we are very happyAmanda Vaughn
Nicole Albert
Just bought my 4th car from the car lot. The service I got was amazing. The sales team are awesome. Surprisingly I got a vehicle i thought i could never have.Nicole Albert
Choose Your Vehicle
More than 200+ Vehicles in Stock.
The Car Lot etc Works with More than 20 Banks & Financial Intuitions to Get You Approved.
- Walk-in or Phone-in. It's Simple.
- No appointment necessary. Why wait.
- We say YES when Others say NO!
- NO impact on your credit score at all.
- 1000's approved each month.
WE SAY YES even if you:
- have bad credit or no credit – we can help!
- had a bankruptcy or consumer proposal- we say yes!
- are new to Canada – welcome to Canada!
- are self-employed – no problem!
- out-of-town - we deliver! *
The Car Lot etc MAKES IT EASY to buy your next vehicle

Certified Pre-Owned Vehicle Guarantee:
- Pre-Owned Certified - Safety Inspection.
- Car Proof Report Provided.
- 100 Point Safety Inspection Completed.
- Full Coverage Warranties Available.

of your next vehicle.

Get Pre-Approved Now!


" I love my new car - well one year old car from the Car Lot etc. They approved me when a bank wouldn't, and I got a great interest rate. I also got an extended warranty in case anything happens to my car so I don't spend money on any repairs. Great experience, thank you! " - Tanis Vaudrin
WE SAY YES even if you:
- have bad credit or no credit – we can help!
- had a bankruptcy or consumer proposal- we say yes!
- are new to Canada – welcome to Canada!
- are self-employed – no problem!
- out-of-town - we deliver! *