The Car Lot etc.

Bad Credit Car Financing near North Bay, ON

Bad Credit Car Financing near North Bay, ON

If you’ve got bad credit and are in need of a new ride to get to work and back, you might feel as if you’re trapped between a rock and a hard place. Fortunately, The Car Lot etc. is here to lend a helping hand! Meet with our finance team today to find out just how easy it is to get behind the wheel of a new-to-you ride.

Improve Your Credit Score

There are a lot of perks that come with choosing to finance your next set of wheels with us. However, one of the best reasons is because it gives you a path out of your bad credit. Think about your contract as a stepping stone. By taking a loan out with us and making regular monthly payments, you’ll see your credit score rise incrementally. Eventually, you won’t have to worry anymore about getting turned down when you need to take out another loan for a house or whatever else you’re in need of. That means, as you’re driving around in your vehicle, you’ll actually be improving your ability to get help later on. What’s not to like?

Our Finance Team

You can count on the experts here in our Finance Department to set you up with a plan that leaves you smiling from ear to ear for many years to come. When you arrive, they’ll sit you down for a one-on-one meeting to get a better sense of your current budgetary limitations. During this get-together, feel free to ask any questions on your mind. One of our goals is to keep you in the loop, so you feel comfortable during the entire car-buying process. You can be sure that at the end of the day, you’ll be leaving our office with a plan that doesn’t break the bank!

Online Resources

At The Car Lot etc., we pride ourselves on keeping things simple. We do this in many ways, but our customers get the most excited about our easy-to-use online tools. For instance, the Payment Calculator under the Finance tab of our website is a fantastic resource if you want a better idea of your purchasing power and the estimated monthly cost of your chosen ride. Have an old ride in your driveway that you’re ready to part with? Use the Value Your Trade tool to see how much we can offer you for it, and then apply that credit to the car you’re interested in on our lot. This is a great way to save money on your purchase!

For bad credit car financing near North Bay, ON, swing into The Car Lot etc. at your earliest convenience. Before you make your way over, check out our rave customer reviews to see what our past clients have said about our service.

 

Testimonials

yolanda thibeault
yolanda thibeault
GOOGLE
9-16-2019
Full Star Full Star Full Star Full Star Full Star

We have dealt with The Car Lot for a couple of vehicles. They have excellent customer service and always go above and beyond. The staff are amazing to deal with!

Doug cunni
Doug cunni
GOOGLE
9-11-2019
Full Star Full Star Full Star Full Star Full Star

Austin was extremely pleasant to deal with, listened to my needs and helped find a truck in my price range. Took possession of the truck on the exact day they said it would be ready. Would highly recommend the car lot to anyone looking for a vehicle and to deal with friendly staff.

Jessica Etmanski
Jessica Etmanski
GOOGLE
9-11-2019
Full Star Full Star Full Star Full Star Full Star
Jim Blanchard
Jim Blanchard
GOOGLE
9-9-2019
Full Star Full Star Full Star Full Star Full Star

Terrific staff A1 service very friendly

Lynn Leclerc
Lynn Leclerc
GOOGLE
9-7-2019
Full Star Full Star Full Star Full Star Full Star

The Car Lot went above and beyond. I got a Fiat and they got me an amazing interest rate. They were super kond and went above and beyond!

Linda Mhende-Chitohwa
Linda Mhende-Chitohwa
GOOGLE
9-3-2019
Full Star Full Star Full Star Full Star Full Star
Whyld Rose
Whyld Rose
GOOGLE
8-30-2019
Full Star Full Star Full Star Full Star Full Star
Norman Nantel
Norman Nantel
GOOGLE
8-26-2019
Full Star Full Star Full Star Full Star Full Star
A Franco
A Franco
GOOGLE
8-24-2019
Full Star Full Star Full Star Full Star Full Star

Good customer service and nice selection. We did not find something at this point in time that suited us, but Austin was a great help in assisting us in narrowing down our choices. My boyfriend is very tall and is not comfortable in most cars/suvs and he spent the time on the lot with us to help us find models that were comfortable and fit our needs. Breath of fresh air, especially after our unpleasant at the other places were went to. We will most certainly be back - the way you treat customers makes all the difference.

Shannon Bushie
Shannon Bushie
GOOGLE
8-20-2019
Full Star Full Star Full Star Full Star Full Star

It was great and really quite fast. Everyone is so helpful and they even watched my kids while I went for a test drive. Thanks guys ;)

Ray Dalcourt
Ray Dalcourt
GOOGLE
8-20-2019
Full Star Full Star Full Star Full Star Full Star
Kevin Stewart
Kevin Stewart
GOOGLE
8-20-2019
Full Star Full Star Full Star Full Star Full Star
AJ Johnston
AJ Johnston
GOOGLE
8-19-2019
Full Star Full Star Full Star Full Star Full Star
Jaspreet Kaur Sangha
Jaspreet Kaur Sangha
GOOGLE
8-10-2019
Full Star Full Star Full Star Empty Star Empty Star
Ryan Prevost
Ryan Prevost
GOOGLE
8-8-2019
Full Star Full Star Full Star Full Star Full Star

Jody was my sales representative and helped me pickout my first car, I purchased a 2015 ford fusion which she helped with every step of the way and its been a good reliable car up to date, my family brings our business at the car lot

Dawn Wemigwans
Dawn Wemigwans
GOOGLE
8-8-2019
Full Star Full Star Full Star Full Star Empty Star

Great service! Friendly salespeople.

Nicole Maclean
Nicole Maclean
GOOGLE
8-8-2019
Full Star Full Star Full Star Full Star Full Star

Amazing service and people!!

Andrea Cardoso
Andrea Cardoso
GOOGLE
8-7-2019
Full Star Full Star Full Star Full Star Full Star

David was great to deal with! He gave me an incredible experience that I will remember! He walked me through every step of the way and was up front with all information helping me to make educated decisions about my investment. Highly recommend!

Baby Grrr
Baby Grrr
GOOGLE
8-7-2019
Full Star Full Star Full Star Full Star Full Star

I bought a 2015 Kia Soul from them in April. They were great to deal with and they were all really helpful. I had my puppy with me that had broken her leg and a lot of them came up and petted her and asked what happened. Jody did awesome and they all didn't give up trying to get me into a car. Thanks to them I no longer have to worry about actually going somewhere and not breaking down! The warranties are great too. Peace of mind and thanks to them I'm hoping to buying brand new next year! Thanks ! I highly recommend.

Midnight Blue
Midnight Blue
GOOGLE
8-3-2019
Full Star Full Star Full Star Full Star Full Star
josh costello
josh costello
GOOGLE
8-3-2019
Full Star Full Star Full Star Full Star Full Star
Walter Mejaki
Walter Mejaki
GOOGLE
7-31-2019
Full Star Full Star Full Star Full Star Full Star
Kim Coppo
Kim Coppo
GOOGLE
7-26-2019
Full Star Full Star Full Star Full Star Full Star

Thank you Steve Mahaffy for getting us both into our vehicles of choice. Our 2017 Hyundai Santa Fe back in February and our purchase today of our 2017 F150. Great salesman as well great finance team. Thank you for all your hard work. Highly recommended Steve Mahaffy or any of the other sales team. Today marked are 5th purchase through the Car Lot. First purchased made when it was the lonely little trailer across the highway to the now bigger and better lot. Couldn't recommend any place better then this.

Christine Beauchamp
Christine Beauchamp
GOOGLE
7-26-2019
Full Star Full Star Full Star Full Star Full Star

The staff at The Car Lot is friendly, happy and welcoming! Just bought my 2nd car here and recommend them to all my friends and family! Moe, Steve and Trae treated me like part of the family and I appreciate their professionalism! Loving my new wheels, thanks guys!!

Nat Rivet
Nat Rivet
GOOGLE
7-21-2019
Full Star Full Star Full Star Full Star Full Star

Jody was super helpful and personable! Great experience!

Tony Lafleur
Tony Lafleur
GOOGLE
7-20-2019
Full Star Full Star Full Star Empty Star Empty Star

Karl is the sales person to deal with here. Otherwise be sure to be a strong self advocate.

Marcel lariviere
Marcel lariviere
GOOGLE
7-20-2019
Full Star Full Star Full Star Full Star Full Star
Ashley MacLellan
Ashley MacLellan
GOOGLE
7-20-2019
Full Star Full Star Full Star Full Star Full Star

Austin is a great sales man. Remembers you, listens to what you want and isn’t pushy. The service guys helped me right away with an issue that I had too. Thanks

Shelley Rowe
Shelley Rowe
GOOGLE
7-17-2019
Full Star Full Star Full Star Full Star Full Star

We have purchased seven, YES SEVEN vehicles from The Car Lot Etc, and you won’t see me go anywhere else. All the staff make you feel like you are one of the family from the minute you walk through the door till you drive away in your new vehicle. Thank you guys I love my new Bug

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Contact Information


Dealership Information

Sales Hours

(705) 560-3999
Monday 9:00 am - 7:00 pm
Tuesday 9:00 am - 7:00 pm
Wednesday 9:00 am - 7:00 pm
Thursday 9:00 am - 7:00 pm
Friday 9:00 am - 7:00 pm
Saturday 10:00 am - 4:00 pm
Sunday 10:00 am - 3:00 pm