The Car Lot etc.

Bad Credit Car Financing near Timmins, ON

Having a less-than-ideal credit evaluation can affect many different facets of your lifestyle. From qualifying for future loans to paying off your bills in a timely manner, you might feel like you are struggling with the monetary hurdles in your life. We at The Car Lot etc. are here to limit your stress by assisting you with our bad credit car financing! This way, you can take the reins of a vehicle you are confident in while slowly rebuilding your financial score. For more information, visit our Finance Department today!

Finance Department

From the moment that you walk through our doors, you will be greeted by a friendly representative that is prepared to help you throughout the entire financing process. We accomplish this by providing a one-on-one consultation where we will go over your goals, income, and driving needs. We understand that life can sometimes throw you a curveball, so whether you have recently gone through a divorce or have had to file for bankruptcy, we will not hold that against you. Instead, we will help you devise a plan that allows you to redefine your credit score while in the driver’s seat of the vehicle you have always wanted. Just let us know what you can afford, and we will divide it up over a period of four to seven years so you aren’t feeling overwhelmed in the future.

Get Pre-Approved

Now that you know you won’t be turned away by our Finance Department, you can get things started ahead of time to limit your time spent at our location. We have a few tools on our website that can be found beneath the Finance dropdown that will help expedite the entire procedure. For starters, when you click on the Payment Calculator, you will be able to determine what you can afford and what your monthly rate will be in seconds. Then, once you find a ride that fits your budget, you can move on to the Credit Rebuilding tool. All you have to do is tell us some basic information about yourself, your housing details, and current finances, and will get back to you with your go ahead. We have a high rate of approval, so you can be confident you will be able to move forward!

Inventory

If you haven’t already, you can start looking for the perfect pre-owned driving option by simply selecting the Inventory link at the top of your screen. After that, you can click on your favorite manufacturer or simply select Browse Pre-Owned Inventory to unveil every vehicle that we currently have in stock. Then, you can start narrowing your viewing down based on your personal needs by using the filters found on the left side of the screen. If you are an adventure-driven commuter that prefers a larger SUV for your cargo and passengers, consider opting for the Chevrolet Equinox or Mazda CX-3. On the other hand, if you are looking to save money on gas, you can’t go wrong with the Hyundai Elantra or Toyota Camry!

Stop by The Car Lot etc. for your bad credit car financing near Timmins, ON. In the meantime, you can search through our online database and use our handy tools!


Bad Credit Car Financing near Timmins, ON

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Contact Information


Sales Hours

(705) 560-3999
Monday 9:00 am - 7:00 pm
Tuesday 9:00 am - 7:00 pm
Wednesday 9:00 am - 7:00 pm
Thursday 9:00 am - 7:00 pm
Friday 9:00 am - 7:00 pm
Saturday 10:00 am - 4:00 pm
Sunday 10:00 am - 3:00 pm

Dealership Information

Testimonials

Ryan Belliss
Ryan Belliss
GOOGLE
10-19-2019
Full Star Full Star Full Star Full Star Full Star

Everyone was nice, and even though I'm young they didn't ignore me like most places do. The salesman I had, Steve Mahaffy, was very knowledgeable about the inventory they had, and helped me find a vehicle that I was comfortable in, and was in my price range. I got a great deal for the car I got. Thank you Steve and everyone at The Car Lot etc

Georgette Nicholls
Georgette Nicholls
GOOGLE
10-16-2019
Full Star Full Star Full Star Full Star Full Star

The Car Lot etc was recommended to us by our son. We dealt with Steve Mahaffy. He was not pushy and he answered all our questions about the vehicle we were looking at buying. He and the owner went over and above to satisfy our needs, and the deal was comparative, if not better, than any others we researched. Add to that, the friendly service. I would recommend The Car Lot etc to anyone looking to buy a pre-loved vehicle.

NTAWUNDORA Gaudette
NTAWUNDORA Gaudette
GOOGLE
10-16-2019
Full Star Full Star Full Star Full Star Full Star
Julie Ann Ozawagosh
Julie Ann Ozawagosh
GOOGLE
10-15-2019
Full Star Full Star Full Star Full Star Full Star
Joanne Ouellet
Joanne Ouellet
GOOGLE
10-15-2019
Full Star Full Star Full Star Full Star Full Star

Fantastic Service, awesome car. Thanks so much Dave!

Corey Boyle
Corey Boyle
GOOGLE
10-13-2019
Full Star Full Star Full Star Full Star Full Star

A huge Thanks to David Allard and all staff at The Car Lot. For pulling off an amazing job with very limited time and lots of obsticles. They where able to bring in the truck of my dreams, install everything I required, and getting it done! Loving my 2017 GMC DENALI 3500HD DUALLY 🤘🤘. THANK YOU THE CAR LOT ETC! Pulled off an almost impossible task with only one gmc 3500 dually denali available . It was a close call almost losing it, but hard work payed off.

Chantale Cormier
Chantale Cormier
GOOGLE
10-11-2019
Full Star Full Star Full Star Full Star Full Star
Melissa McClaskin Hirschfeld
Melissa McClaskin Hirschfeld
GOOGLE
10-11-2019
Full Star Full Star Full Star Full Star Full Star
Tyler Pen
Tyler Pen
GOOGLE
10-10-2019
Full Star Full Star Full Star Full Star Full Star
Hilary Moreau
Hilary Moreau
GOOGLE
10-4-2019
Full Star Full Star Full Star Full Star Full Star
Kailey Ense
Kailey Ense
GOOGLE
10-2-2019
Full Star Full Star Full Star Full Star Full Star
Brenda Davidson
Brenda Davidson
GOOGLE
9-28-2019
Full Star Full Star Full Star Full Star Full Star

What a truely FANTASTIC group of people. Make you feel so welcome. They honestly listened to exactly what I was needing & my price range desired. Thank you so much David & Phil!!

Yolanda T.
Yolanda T.
YELPCA
9-26-2019
Full Star Full Star Full Star Full Star Full Star

I have had multiple dealings with the Car Lot and they have all been positive! They are accommodating, professional and have a very friendly staff. When you walk in to the dealership you are greeted with respect and made to feel comfortable. I have recommended them to friends and family and will continue to do so!

Shelley-Lynn R.
Shelley-Lynn R.
YELPCA
9-25-2019
Full Star Full Star Full Star Full Star Full Star

I love the staff at The Car Lot, From the moment you walk in till you drive away in your new vehicle they make you feel like family and go out of their way to help you. I have gotten 7 vehicles from them and I won't go anywhere else. So go see Moe Jolly or Steve Mahaffy and tell them Shelley sent you

Adetunji Akintonde
Adetunji Akintonde
GOOGLE
9-24-2019
Full Star Full Star Full Star Full Star Full Star

They always offer their best irrespective of your situation. As a newcomer, getting a car in Sudbury is a tough nut to crack, most times people go to Toronto to get a good deal. In less than an hour I became a car owner, 2016 Kia Sedona SXL to be precise, my 5yrs old son will never stop telling people how much he loves it. Steve and Trae did a fantastic job. I hope other dealers can learn from them, newcomers must begin from somewhere!

yolanda thibeault
yolanda thibeault
GOOGLE
9-16-2019
Full Star Full Star Full Star Full Star Full Star

We have dealt with The Car Lot for a couple of vehicles. They have excellent customer service and always go above and beyond. The staff are amazing to deal with!

Doug cunni
Doug cunni
GOOGLE
9-11-2019
Full Star Full Star Full Star Full Star Full Star

Austin was extremely pleasant to deal with, listened to my needs and helped find a truck in my price range. Took possession of the truck on the exact day they said it would be ready. Would highly recommend the car lot to anyone looking for a vehicle and to deal with friendly staff.

Jessica Legault
Jessica Legault
GOOGLE
9-11-2019
Full Star Full Star Full Star Full Star Full Star
Jim Blanchard
Jim Blanchard
GOOGLE
9-9-2019
Full Star Full Star Full Star Full Star Full Star

Terrific staff A1 service very friendly

Lynn Leclerc
Lynn Leclerc
GOOGLE
9-7-2019
Full Star Full Star Full Star Full Star Full Star

The Car Lot went above and beyond. I got a Fiat and they got me an amazing interest rate. They were super kond and went above and beyond!

Linda Mhende-Chitohwa
Linda Mhende-Chitohwa
GOOGLE
9-3-2019
Full Star Full Star Full Star Full Star Full Star
Whyld Rose
Whyld Rose
GOOGLE
8-30-2019
Full Star Full Star Full Star Full Star Full Star
Norman Nantel
Norman Nantel
GOOGLE
8-26-2019
Full Star Full Star Full Star Full Star Full Star
A Franco
A Franco
GOOGLE
8-24-2019
Full Star Full Star Full Star Full Star Full Star

Good customer service and nice selection. We did not find something at this point in time that suited us, but Austin was a great help in assisting us in narrowing down our choices. My boyfriend is very tall and is not comfortable in most cars/suvs and he spent the time on the lot with us to help us find models that were comfortable and fit our needs. Breath of fresh air, especially after our unpleasant at the other places were went to. We will most certainly be back - the way you treat customers makes all the difference.

Shannon Bushie
Shannon Bushie
GOOGLE
8-20-2019
Full Star Full Star Full Star Full Star Full Star

It was great and really quite fast. Everyone is so helpful and they even watched my kids while I went for a test drive. Thanks guys ;)

Ray Dalcourt
Ray Dalcourt
GOOGLE
8-20-2019
Full Star Full Star Full Star Full Star Full Star
Kevin Stewart
Kevin Stewart
GOOGLE
8-20-2019
Full Star Full Star Full Star Full Star Full Star
AJ Johnston
AJ Johnston
GOOGLE
8-19-2019
Full Star Full Star Full Star Full Star Full Star
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